Emergency cash is there for when the card doesn't work or something has to be paid right now. But if you're the only person who knows where it is, after a sudden event it can stay hidden for good, or leave the house inside an old wardrobe.
What to write down
- the place, for example “safe in the study” or “envelope in a book on the third shelf”,
- how to get to it, for example “key under the plant pot” or “the code is Mum's birth year”,
- what the money is for, such as “family emergency fund”.
Leave the amount out. A map is enough: you'll find the money quickly when you're stressed, and your family won't miss it if something happens to you.
In the app: Assets, Investments, Savings, then Other Savings.
