When someone dies, their family is often left searching for accounts, policies, property, and instructions no one wrote down. Legacy Protocol gives any service that holds inheritable information a simple, open way to pass it on. The customer chooses where it goes.
Most people hold dozens of accounts, a few policies, a mortgage, maybe a crypto wallet, and a short list of people who should be called. That information sits across different institutions, apps, and drawers. When the moment comes, families spend months putting it back together, and some of it is never found.
There has never been a shared way to pass it on. Legacy Protocol is that shared way.
Every place that holds something valuable should be able to hand it forward. A bank that opens an account, an insurer that writes a policy, a crypto exchange that lists a wallet, a notary that records a will, a registry that holds a property title: each one can let the customer add a record to their digital legacy with a single click.
The record travels in an open format that any compatible app can read. The customer decides who sees it and when, and which service holds it. The result is a quiet promise kept: the people you leave behind will know what you wanted them to know.
A bank, insurer, exchange, or app places it wherever a customer creates something worth passing on.
One click. They choose what to share and with whom.
They can download it as a file, or send it to any inheritance service they trust. Any compatible app can read the format.
Helping a family at the hardest moment builds trust that products rarely buy.
The format is open and free to implement. No license fee, no exclusivity, no dependence on a single vendor.
Clear records make the work after a customer's death shorter for your teams and gentler for the family.
First partners shape how the format works for their industry before it sets.
Legacy Protocol is kept simple on purpose. Seven record types cover most of what a family needs.
A financial or digital account: a bank, broker, exchange, retirement plan, email, or social profile.
Something of value that isn't an account: a property, a vehicle, shares in a business, valuables.
A loan or a mortgage.
A policy and how to claim it.
An important document and where to find it: a passport, a will, medical records.
An adviser, a broker, an executor.
Where the safe is, what to do first.
Records share a common category structure, so a "retirement account" or a "life insurance policy" means the same thing across apps. Customers can move between services without losing meaning.
A record says that something exists and how to reach it. The secret itself stays where it belongs. For a crypto account, that can be as little as "an account exists on Kraken, the login is kept here." The private keys never travel.
Records are private and encrypted on the customer's side, so the systems that move the data never have to see its contents.
LegacyApp created Legacy Protocol and maintains it. We say so plainly, because an open standard with a clear steward is easier to trust than one with none.
The first version is small, and some of the most useful decisions are still open. Should a record carry an expiry date? A review reminder? How should we describe ownership: sole, joint, beneficiary, power of attorney? How much detail is enough for each industry? These are exactly the questions we want partners in the room for.
If your organization holds something worth passing on, there is a place for you in this conversation. We bring a working format and an open table. You bring the view from your industry.
